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Benefit Premiums

Access current premium rates, calculators, and resources for New Mexico Public Schools Insurance Authority benefits.

Premium Rates

Access current premium rates for all benefit plans. Rates are updated periodically and effective from the specified dates.

Need older premium documents? Submit an IPRA request.

October 2026

1-Tier 80/20 Premium Rates

For public schools and charter schools only.

1-Tier Premium Rates 1-Tier Premium Rates (24 Payroll Deductions)

3-Tier Premium Rates

For higher education and other educational entities only.

3-Tier Premium Rates 3-Tier Premium Rates (24 Payroll Deductions)

COBRA Premium Rates

COBRA Premium Rates COBRA Disability Extension Premium Rates

October 2025

3-Tier Premium Rates Premium Rates (24 Payroll Deductions) COBRA Premium Rates COBRA Disability Extension Premium Rates

October 2024

3-Tier Premium Rates Premium Rates (24 Payroll Deductions) COBRA Premium Rates COBRA Disability Extension Premium Rates

Calculators & Resources

Use these tools to calculate premiums and access additional resources.

Premium Calculator

Calculate 100% LTD and ADL Monthly Premiums

HB533 Employer Contributions

View employer contribution requirements

HB47 Employer Contributions

View employer contribution requirements

HB47 Employer Participation Waivers

View employer participation waiver requirements

Domestic Partner Imputed Income Tables

Access domestic partner imputed income information for employer reporting requirements.