Welcome to the NMPSIA Risk Division

NMPSIA has been in existence for 37 years and understands your educational risks. The Risk Division manages, for the most part, accidental and unpredictable losses. However, while no specific event or loss is foreseen, it is possible to predict an estimated frequency of losses. NMPSIA divides the management of process into three basic phases:

• 1. Pre-loss activities
• 2. Actual loss activities
• 3. Post-loss activities

All of the Risk Contractors are dedicated to assist you immediately and to help prevent and/or mitigate losses for both your institution and NMPSIA as a public entity pool.

NMPSIA Premium Credit and Deductible Programs

Learn about the Premium Credit and Deductible Programs for Sexual/Ethical Misconduct Claims. This important program helps protect your institution and provides valuable resources for compliance.

Watch Explainer Video & View Resources

Student Accident Insurance

About us:

For assistance:

Memorandum of Coverage

• General and Auto Liability
• Property, Automobile Physical Damage, Crime & Cyber Coverage

Driving Monitoring Services

Find valuable information at our main website:
https://www.embarksafety.com

Embark Driving Services FAQ

Schedule a system training session with our customer specialists:
https://meetings.hubspot.com/emily-crooks

For assistance contact:

Investigations and How You Can Help:

By taking the following steps, you can help with the investigation.

• Document the scene through photographs, video recordings, or a written description from a witness(s);
• Investigate the facts that surround the incident;
• Document date, time, area or location of incident, names, phone numbers and addresses, if possible;

Please remember that you are the eyes and ears out in the field, you have the opportunity to gather facts and preserve any evidence that may be lost over time.

Most importantly, this will allow you to identify ways to prevent or reduce an accident from recurring.

• General Liability Claim Investigation Overview (PDF)
• Incident Procedure Recommendations (PDF)

Investigation Best Practices

Workplace Audits

In addition to the numerous trainings available to NMPSIA Members, Poms & Associates also offers the following Audits and Assessments to ensure compliance with applicable federal and state regulations:

• Security Audits
• Loss Prevention Audits
• Playgrounds:
  • Review playground layouts (help design equipment layouts)
  • Playground Safety Audits
• Ergonomic Audits for kitchen staff, custodial staff, health staff, special education staff, student nutrition staff, transportation staff, and office staff
• Human Resources Audits

For assistance:

• School Security Personnel
• Boundaries Policy
• Vehicle Accident Report
• FLSA Frequently Asked Questions
• Genetic Information Nondiscrimination Act (GINA)
• NM Public Education Medical Cannabis in Schools Rule
• Use of Volunteers in Schools Rule
• Use of Poms Ergonomics Program
• 2025 Risk Spring Budget Presentation
• 2025 NMPSIA Spring Budget Packet Materials

Boundaries Policy

• Non-NM School Boards Association Boundaries Policy
• NM School Boards Association Boundaries Policy

Annual Risk Premium Invoice

To obtain a copy of your school or entity's annual Risk Premium Invoice, select the fiscal year that you want the invoice for and enter the District ID number assigned to your school or entity. The name of your organization will be displayed when you click in the Name field. Click Submit to obtain a PDF copy of your risk premium invoice.

The District ID number for your Risk Premium Invoice is the same as the District ID number used to obtain your monthly health insurance billing statement.